Lexington Law Credit Repair Company

Score: 9.0

Lexington Law is a reputable and popular credit repair service. It has served hundreds of thousands of customers in the 25+ years that Lexington Law has been in business for. In 2015, it removed over 7.5 million incorrect items from their customer’s credit reports. Lexington Law also offers a free credit report and consultation with an initial call with them, making it possible for consumers to try out part of the service temporarily at no cost. Therefore, Credit Upflow believes that Lexington Law is a very solid choice for credit repair services.

Lexington Law is slightly more expensive than the other top 5 credit repair options, with a fairly high initial fee of $99.95 and then a monthly fee of $79.95 thereafter. However, the results will be good: from 500 customer reviews on Consumer Affairs, almost all of them were very satisfied with their experience working with Lexington Law.

Because of its large customer base, if you are not as satisfied with their service for whatever reason, there is less you can do. Lexington Law does not have a money-back guarantee of any kind, stating on its site that no credit repair service can guarantee a credit score improvement. While that is a true statement, Lexington Law further does not give any money back for those cases, unlike many of the other credit repair services that make our top 5. This also led to customer complaints filed to the BBB. Though Lexington Law used to have an A+ rating by the BBB, the previous rating is currently under re-review, and for now they have NR (No Rating) given.

Finally, Lexington Law has been in business for over 25 years, and from many credit repair review sites, it is listed as the top credit repair service. They are undoubtedly one of the most popular services if not the most popular due to their long business history and large past customer base.

Overall, Credit Upflow recommends Lexington Law for customers who want to go with a well-established branded credit repair company for which the added cost of the service is not a deterrent.


Rating CategoryScoreWeighting
Customer Satisfaction9.560%
Experience & Reputation10.015%
Money-Back Guarantees0.05%
Total Score9.0100%

To learn more, view our ranking methodology.


Initial Fee$99.95
Monthly Price$79.95
BBB RatingNR
Experience25+ Years

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