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Americans with the Lowest Credit Scores

Americans with the Lowest Credit Scores Role models are a thing, but so is the opposite: what can we learn from Americans with the lowest credit scores?Credit scores are the backbone of financial solv[...]

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Preparing Your Credit Score for Buying a House

Preparing Your Credit Score for Buying a House When planning to buy a home there are two major hurdles you need to negotiate before you start house hunting: getting prequalified and cleaning up your c[...]

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Using Your Cell Phone Bill to Build Credit

Using Your Cell Phone Bill to Build Credit Cell phones have become so much a part of the American culture; one could say they are indispensable tools of a daily life. But did you know that you can als[...]

Credit Restoration Importance

Credit Restoration – Why is it Important?

What is Credit Restoration? Why is it Important? People suffering from poor credits often find themselves puzzled, frustrated, and troubled. With a bad credit score and several questionable items on t[...]

application

7 Things to Know Before Applying for a Credit Card

7 Things to Know Before Applying for a Credit Card Maybe you’re applying for a new credit card as a person with an already-established credit history. Or, you’re a newbie and need to establish a credi[...]

Credit Repair for Couples

Credit Repair for Couples If you’re in a serious relationship or are married, chances are you have merged almost everything together. Naturally, many new newlyweds assume their credit scores wil[...]

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How to Get a Good Credit Score in Your 20s

How to Get a Good Credit Score in Your 20s If you’re in your 20s, now is the time to charge forward and work towards a good credit score. Far too few people in their 20s give any consideration t[...]

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How Marriage Affects Your Credit Score

How Marriage Affects Your Credit Score Marriage is a wonderful thing, and yet in one instance it can bring with it a serious problem: credit. Marriage affects your credit score, but it’s often n[...]

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Why You’ll Regret Not Having a Rainy Day Fund

Why You’ll Regret Not Having a Rainy Day Fund As part of a prudent financial budget to take care of monthly expenses, you need to have a rainy day fund. Why so? Emergencies strike when you least expec[...]