phone bill to build credit

Using Your Cell Phone Bill to Build Credit

Using Your Cell Phone Bill to Build Credit Cell phones have become so much a part of the American culture; one could say they are indispensable tools of a daily life. But did you know that you can als[...]

Credit Restoration Importance

Credit Restoration – Why it is Important?

What is Credit Restoration? Why it is Important? People suffering from poor credits often find themselves puzzled, frustrated, and troubled. With a bad credit score and several questionable items on t[...]

application

7 Things to Know Before Applying for a Credit Card

7 Things to Know Before Applying for a Credit Card Maybe you’re applying for a new credit card as a person with an already-established credit history. Or, you’re a newbie and need to establish a credi[...]

Credit Repair for Couples

Credit Repair for Couples If you’re in a serious relationship or are married, chances are you have merged almost everything together. Naturally, many new newlyweds assume their credit scores wil[...]

good-credit-score-in-your-20s

How to Get a Good Credit Score in Your 20s

How to Get a Good Credit Score in Your 20s If you’re in your 20s, now is the time to charge forward and work towards a good credit score. Far too few people in their 20s give any consideration t[...]

Married couple discussing credit repair companies

How Marriage Affects Your Credit Score

How Marriage Affects Your Credit Score Marriage is a wonderful thing, and yet in one instance it can bring with it a serious problem: credit. Marriage affects your credit score, but it’s often n[...]

rainy-day-fund

Why You’ll Regret Not Having a Rainy Day Fund

Why You’ll Regret Not Having a Rainy Day Fund As part of a prudent financial budget to take care of monthly expenses, you need to have a rainy day fund. Why so? Emergencies strike when you least expec[...]

Credit repair and build credit as an immigrant

How to Build Credit as an Immigrant

How to Build Credit as an Immigrant Like for anyone, it’s important to build credit as an immigrant. As an immigrant to the United States, one of the biggest barriers to achieving success in the[...]